tag:blogger.com,1999:blog-79584078747776471012024-03-05T07:30:02.167-08:00Beatrizf CarvalhoAnonymoushttp://www.blogger.com/profile/00977799412928214179noreply@blogger.comBlogger25125tag:blogger.com,1999:blog-7958407874777647101.post-59081530879691345632013-11-18T21:15:00.001-08:002013-11-18T21:15:47.824-08:00Picking out Bed furniture Special pillows<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi14YJ7OU4vRlMMUHsZ-3VPeVQomVMGpbCubceJFHyPegey9X5IGmSOdyi68S6OLELuASOAZYecTl1U40rkeNCvKqxWy6d7hwfr4x7b0GSNwUdEj2hP6UPZpBzB6YG4R2bLs1uyAq42bv_f/s1600/P6198717b.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi14YJ7OU4vRlMMUHsZ-3VPeVQomVMGpbCubceJFHyPegey9X5IGmSOdyi68S6OLELuASOAZYecTl1U40rkeNCvKqxWy6d7hwfr4x7b0GSNwUdEj2hP6UPZpBzB6YG4R2bLs1uyAq42bv_f/s320/P6198717b.jpg" width="320" /></a></div>
<div style="text-align: justify;">
<br />
<a href="http://goo.gl/qOnPc2" target="_blank">Sprei Mura</a>h are common for
your unique choices. Determinearound thedimension connected with bed sheets you
seek along with the pack resources you actually benefit in addition to next, opt
for the depth in addition to tone you actually benefit.Natural-fill special
pillows incorporatethose stuffed with decrease in addition to otherforms
connected with feathers are classified as the best prolonged, nearly all
enjoyable special pillows. Unlessyou usually are dyspathetic to help feathers,
these kind of arethe nearly all effectiveoption. Decrease deliversadditional
soft qualities in addition to help support in comparison with another pack
(although all of feather special pillows are certainly goodoptions). Though many
people fondeadero lot more, major qualityorganic pack special pillows can
certainly finalas longer for a several years.<br />
<br />
There are various in
addition collaboration feather/down special pillows having just one with 1facet,
onearound the opposite divided up by means of content.<br />
<br />
Special pillows
getting a down/feather combinationare alsooffered. These kind of special pillows
usually are delicate in addition to tough, although slightlymuch significantly
less consequently in comparison with 100 % pure decrease; but are in addition
considerably moreinexpensive.<br />
Cotton in conjunction with otherartificial pack
special pillows could possibly be made as well as appointed to get addedsupport
in addition to relaxation. These are the leastcostlykind connected with special
pillows, although don'tlastso longer asorganic pack special pillows. These kind
of need to be changedeveryfewmany several years as well as seeing that
expected.<br />
<br />
Latex is often a differentaffordable pack. These kind of
special pillows usually are inhospitable to help airborne debris mites in
addition to proof against mould, but will also be and not as relaxed seeing that
different special pillows.<br />
<br />
Buckwheat hulls usually are
aprettycomfortablechoice connected with floods. Many people arebeginning to help
becomemorewell-knownin the usa. These are definitely hypoallergenic and cozy,
while some other people persons can't stand these individuals; it'sgreatest to
utilise these individuals available preceding topurchasing as well as enquire in
connection with the give back insurance plan. Memory foam rubberize will also be
hypoallergenic in addition to maygivea fantasticamount ofconvenience in addition
to guidance, although immediately might wear available, needing to wear
replacementannually. These people in addition with regards to the tighter edge,
whenever occur to be keen on decrease special pillows, may very well not love
memory foam rubberize pack. When purchasing completely new special pillows,
attemptputting often the bed sheets on a lawn followed by flip-style folding the
item by 50 percent. Media away weather into the bed sheets (if they have
decrease as well as feather crammed) often the bed sheets have to have toquickly
resume it has the authenticformwhenlaunched. You actually couldcheckartificial
pack special pillows by means of locating a shoes with regards to the Bed
furniture bed sheets. Often the bed sheets ought to drive often the black-jack
shoe away from in addition to speedily resume it has the authenticshape.</div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-64570205255272987372013-11-07T19:51:00.001-08:002013-11-07T19:51:20.823-08:00Delightful Bedsheets BRITISH Source<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg8k8PY878fKxNa6wMABhec9ctaH4PW19V6-vpXXtmX0AW-1enLn0BnCCWQ8lGe4ESwIVHNG-47XC0osS0l-rZsK8tRxBZRnXrxYHsFDWRbWJLewXA3PPXpg0Yj3AYZypCdcCkU_HE3WQTT/s1600/785406_image096.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="208" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg8k8PY878fKxNa6wMABhec9ctaH4PW19V6-vpXXtmX0AW-1enLn0BnCCWQ8lGe4ESwIVHNG-47XC0osS0l-rZsK8tRxBZRnXrxYHsFDWRbWJLewXA3PPXpg0Yj3AYZypCdcCkU_HE3WQTT/s320/785406_image096.jpg" width="320" /></a></div>
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<br /><br /><a href="http://beatrizfcarvalho.blogspot.com/2013/11/delightful-bedsheets-british-source.html" target="_blank">The sack</a> is actually a private
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BRITISH.<br /><br /><a href="http://polkadotpie.blogspot.com/2013/11/beautiful-bed-linens-united-kingdom.html" target="_blank">BRITISH</a> is very popular together with modern day buyers who wish
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Anybody can appreciate artist mattress coming from combed natural cotton to be
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-26426863418235119862013-11-04T08:48:00.000-08:002013-11-04T08:48:00.468-08:00Picking out Bed furniture Special pillows<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi14YJ7OU4vRlMMUHsZ-3VPeVQomVMGpbCubceJFHyPegey9X5IGmSOdyi68S6OLELuASOAZYecTl1U40rkeNCvKqxWy6d7hwfr4x7b0GSNwUdEj2hP6UPZpBzB6YG4R2bLs1uyAq42bv_f/s1600/P6198717b.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi14YJ7OU4vRlMMUHsZ-3VPeVQomVMGpbCubceJFHyPegey9X5IGmSOdyi68S6OLELuASOAZYecTl1U40rkeNCvKqxWy6d7hwfr4x7b0GSNwUdEj2hP6UPZpBzB6YG4R2bLs1uyAq42bv_f/s320/P6198717b.jpg" width="320" /></a></div>
<div style="text-align: justify;">
<br /><br /><a href="http://beatrizfcarvalho.blogspot.com/2013/11/picking-out-bed-furniture-special.html" target="_blank">Special pillows</a> are common for
your unique choices. Determinearound thedimension connected with bed sheets you
seek along with the pack resources you actually benefit in addition to next, opt
for the depth in addition to tone you actually benefit.<br />Natural-fill special
pillows incorporatethose stuffed with decrease in addition to otherforms
connected with feathers are classified as the best prolonged, nearly all
enjoyable special pillows. Unlessyou usually are dyspathetic to help feathers,
these kind of arethe nearly all effectiveoption. Decrease deliversadditional
soft qualities in addition to help support in comparison with another pack
(although all of feather special pillows are certainly goodoptions). Though many
people fondeadero lot more, major qualityorganic pack special pillows can
certainly finalas longer for a several years.<br /><br /><a href="http://alpakkagaardenfarbrot.blogspot.com/b/post-preview?token=4ZadBkIBAAA.OBUyLKY9iYnLgL021A48OQ.zIH2Q5XwiqL9gQVwHhQEvQ&postId=301972742098626002&type=POST" target="_blank">There are various</a> in
addition collaboration feather/down special pillows having just one with 1facet,
onearound the opposite divided up by means of content.<br /><br />Special pillows
getting a down/feather combinationare alsooffered. These kind of special pillows
usually are delicate in addition to tough, although slightlymuch significantly
less consequently in comparison with 100 % pure decrease; but are in addition
considerably moreinexpensive.<br />Cotton in conjunction with otherartificial pack
special pillows could possibly be made as well as appointed to get addedsupport
in addition to relaxation. These are the leastcostlykind connected with special
pillows, although don'tlastso longer asorganic pack special pillows. These kind
of need to be changedeveryfewmany several years as well as seeing that
expected.<br /><br />Latex is often a differentaffordable pack. These kind of
special pillows usually are inhospitable to help airborne debris mites in
addition to proof against mould, but will also be and not as relaxed seeing that
different special pillows.<br /><br />Buckwheat hulls usually are
aprettycomfortablechoice connected with floods. Many people arebeginning to help
becomemorewell-knownin the usa. These are definitely hypoallergenic and cozy,
while some other people persons can't stand these individuals; it'sgreatest to
utilise these individuals available preceding topurchasing as well as enquire in
connection with the give back insurance plan. Memory foam rubberize will also be
hypoallergenic in addition to maygivea fantasticamount ofconvenience in addition
to guidance, although immediately might wear available, needing to wear
replacementannually. These people in addition with regards to the tighter edge,
whenever occur to be keen on decrease special pillows, may very well not love
memory foam rubberize pack. When purchasing completely new special pillows,
attemptputting often the bed sheets on a lawn followed by flip-style folding the
item by 50 percent. Media away weather into the bed sheets (if they have
decrease as well as feather crammed) often the bed sheets have to have toquickly
resume it has the authenticformwhenlaunched. You actually couldcheckartificial
pack special pillows by means of locating a shoes with regards to the Bed
furniture bed sheets. Often the bed sheets ought to drive often the black-jack
shoe away from in addition to speedily resume it has the authenticshape.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
You may visit <a href="http://goo.gl/Z9QRbJ" target="_blank">Sprei Murah</a>. to get more information about bed linen</div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-87462985432096086832013-11-02T20:10:00.000-07:002013-11-02T20:10:00.128-07:00Youth enhancing Skin treatment Procedure and various present day natural beauty cures<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgOKSFjkAcuwMtl0j3wq52rzrx_z1WvxnIUi-BWESRXU-01IKU8mrc6LGFTeiZ1HqClS0Sqct_02meQnbl2LhlcsX_3GSpQp7qv8Sm59mhWaZglK4TnU84kJzli0wbyudEQSEFl_qLIy-c6/s1600/blue-nail-art.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="215" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgOKSFjkAcuwMtl0j3wq52rzrx_z1WvxnIUi-BWESRXU-01IKU8mrc6LGFTeiZ1HqClS0Sqct_02meQnbl2LhlcsX_3GSpQp7qv8Sm59mhWaZglK4TnU84kJzli0wbyudEQSEFl_qLIy-c6/s320/blue-nail-art.jpg" width="320" /></a></div>
<div style="text-align: justify;">
<br /><br /><br /><a href="http://beatrizfcarvalho.blogspot.com/2013/10/youth-enhancing-skin-treatment.html" target="_blank">The exact </a>youth enhancing procedure Notting Pile tutorial
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<br /><br />One of the greatest youth enhancing skin treatment publications we
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<br /><br />Any time a <a href="http://smuinballet.blogspot.com/2013/10/skin-care-natural-skin-care-treatment.html" target="_blank">dermatological surgeon</a> publishes a strong youth enhancing
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<div style="text-align: justify;">
<br /><br />The physician branded Albert Kligman said of which boost care and
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<div style="text-align: justify;">
<br /><br />Within the youth enhancing skin treatment tutorial, Doctor Kligman
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-44778951379853237652013-10-24T04:07:00.000-07:002013-10-24T04:07:00.391-07:00Beautiful Bed linens UNITED KINGDOM Provide<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgBIalvQKRNtKa9UPYHH7pnsEqee8I90R2tugs7wrzegLVEMqQ09r762j66-UNApBjD10wJpdCBHyRkS9beV7ilHO9JiNAVaAx2Zm2xiYZKB5N4pdz9EsFQon9p5T3qb5iUt8B3Nj_910Ub/s1600/1288785432_134556720_1-Gambar--JUAL-SPREI-BED-COVER-GROSIR-ECERAN-HARGA-TERMURAH-1288785432.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="250" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgBIalvQKRNtKa9UPYHH7pnsEqee8I90R2tugs7wrzegLVEMqQ09r762j66-UNApBjD10wJpdCBHyRkS9beV7ilHO9JiNAVaAx2Zm2xiYZKB5N4pdz9EsFQon9p5T3qb5iUt8B3Nj_910Ub/s320/1288785432_134556720_1-Gambar--JUAL-SPREI-BED-COVER-GROSIR-ECERAN-HARGA-TERMURAH-1288785432.jpg" width="320" /></a></div>
<div style="text-align: justify;">
<br /><br /><a href="http://beatrizfcarvalho.blogspot.com/2013/10/beautiful-bed-linens-united-kingdom.html" target="_blank">The bed room</a> is really a
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KINGDOM.<br /><br />UNITED KINGDOM is so popular along with contemporary customers
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-53105548793458746412013-10-17T21:01:00.000-07:002013-10-19T08:55:47.257-07:00What We Worry About Least in the Health Policy Debate<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="MsoNormal">
You shouldn’t have to worry about anything during vacation season.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
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So this column is my vacation gift to you. It is about all the health policy matters we seem to worry about the least. <o:p></o:p></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiybmW34lhEl7ergoIN3QMc26c9yCBfIFacHPM6PJkvANv-B9OkgKrTE9VKkndSa42gY4x1mcrePRxUVcPDHxh6eD93jQ6YSZBoaKfmStVQP8SNaXhfzgLL1ddjphizNFn3cqafii6bqcw/s1600/20120710_111722.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiybmW34lhEl7ergoIN3QMc26c9yCBfIFacHPM6PJkvANv-B9OkgKrTE9VKkndSa42gY4x1mcrePRxUVcPDHxh6eD93jQ6YSZBoaKfmStVQP8SNaXhfzgLL1ddjphizNFn3cqafii6bqcw/s320/20120710_111722.jpg" width="240" /></a></div>
<br />
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<br /></div>
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I have written close to 150 columns. If you look down the right side of the page, you will find links to the ten most-read ones. The subjects won’t surprise you – fairness in mental health treatment, Obamacare and private insurance, and cursed football players lead the way.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
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But do you ever wonder about the columns with the fewest readers?<o:p></o:p></div>
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<br /></div>
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Based solely and unscientifically on my numbers, here are a half dozen or so health policy matters we seem to care about the least.<o:p></o:p></div>
<div class="MsoNormal">
<b><br /></b></div>
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<b>Long Term Care. <o:p></o:p></b></div>
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<br /></div>
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Are you worried about continuing high unemployment rates, taxes on small businesses, or another stock market crash ruining your family’s financial security? If so, you should redirect that worry. Because US Trust CEO Keith Banks called long term care costs “the biggest risk to family wealth” during a June 27, 2013 CNBC interview.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
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That’s because neither regular health insurance nor Medicare covers them. <o:p></o:p></div>
<div class="MsoNormal">
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So you can either pay $80,000 or more per year for long term care, or hope states continue to spend billions of dollars to expand Medicaid, or wait for Congress to create a national private long term care insurance program– something a <a href="http://www.kaiserhealthnews.org/Stories/2013/June/28/long-term-care-commission.aspx">new national Commission on Long Term Care</a> has just been given three months to do. That should get anyone’s anxiety level up. But chances are – if you are still reading this column – your mind is wandering already, and you are ready to move on.<o:p></o:p></div>
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<b>Medicare. <o:p></o:p></b></div>
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Whenever I write about Medicare, I lose 30 percent of my readers that week. For example, I wrote two columns earlier this spring about something I found really intriguing and have never read anywhere else – that <a href="http://pgionfriddo.blogspot.com/2013/05/is-medicare-clearing-better-pathways-to.html">Medicare regularly pays more for men with depression</a> than it does for women. To me, this is blockbuster news about disparities in care. But not to my readers. Maybe we need to be eligible for Medicare before we really start thinking about it?<o:p></o:p></div>
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<b>Research.<o:p></o:p></b></div>
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Without research, there would be no modern healthcare system. There would be no effective cancer treatments and no once-deadly communicable diseases – like polio – that ruined more than just children’s summers as recently as sixty years ago. But the one time I wrote about <a href="http://pgionfriddo.blogspot.com/2011/09/why-research-matters.html">why research matters</a> – just two weeks after I wrote my most popular column ever – it was one of my least-read ones ever.<o:p></o:p></div>
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<b>Child health.</b><o:p></o:p></div>
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Everybody loves children, but my columns on child health – <a href="http://pgionfriddo.blogspot.com/2011/02/how-did-we-let-this-happen-to-our.html">even ones with sensational headlines</a> – don’t seem to attract much attention. It may be that we feel that we have solved most of our child health problems over the last few decades. But as a <a href="http://datacenter.kidscount.org/~/media/169/2013KC_state_profile_USA.pdf">brand-new Annie E. Casey Kids Count report</a> points out, while we’re trending in the right direction, we still have a way to go.<o:p></o:p></div>
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<b>Personal Responsibility and Wellness</b>. <o:p></o:p></div>
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This is another subject I have shied away from, after dipping a toe in the water two years ago. I wrote about the way in which <a href="http://pgionfriddo.blogspot.com/2011/08/different-kind-of-individual-health.html">Connecticut, a liberal state, added a component of personal responsibility</a>, a historically conservative concept, to its state employee health plan. The state believes that it has saved money by doing this, and the approach has proved popular with employees. But the column wasn’t popular with readers. Why not? We all want to be healthier. But maybe we don’t want health insurance to be tied to health!<o:p></o:p></div>
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<b>Environmental health. <o:p></o:p></b></div>
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While environmental health is a huge part of public health, environmentalists and public health officials often go their separate ways in policy advocacy. I wish it were different. But even when I wrote about the <a href="http://pgionfriddo.blogspot.com/2011/03/nuclear-nightmare-in-japan.html">environmental devastation in the immediate aftermath of the Japanese nuclear disaster in March 2011</a> and put it in a broader public health context, not too many people paid attention. The column drew fewer readers than almost every other column I wrote that spring.<o:p></o:p></div>
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<b>Eric Cantor</b>.<o:p></o:p></div>
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Don’t ask me why, but the least-read of my 150 columns was the only one that used the words “<a href="http://pgionfriddo.blogspot.com/2010/11/how-eric-cantor-is-missing-it.html">Eric Cantor</a>” in the title. If you have forgotten who Eric Cantor is, I am not going to remind you. But once upon a time, he was actually relevant to the health policy debate in this country.<o:p></o:p></div>
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Lately he seems to be taking a vacation. A long one. As we all should be!<o:p></o:p></div>
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<i style="background-color: white; color: #444444; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18px;"><span style="font-family: Arial, sans-serif; font-size: 10pt; line-height: 14px;">Paul Gionfriddo via email: gionfriddopaul@gmail.com. Twitter: @pgionfriddo. Facebook: www.facebook.com/paul.gionfriddo. LinkedIn: www.linkedin.com/in/paulgionfriddo/</span></i></div>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-17113581014448279552013-10-01T21:01:00.000-07:002013-10-19T08:55:28.635-07:00Race Does Matter<div dir="ltr" style="text-align: left;" trbidi="on">
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On August 7, 2012, Allen Daniel Hicks, Sr., died of a stroke. The Hillsborough County FL resident was 51 years old. At the time of his death, he was coaching Little Leaguers.<o:p></o:p></div>
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It is a tragedy to lose someone so young to a stroke, but it is not uncommon. And race matters with strokes.</div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZLVnFR2VQMOTaFb-cenq-m6-wnplhcvMivH4TLCduOyfatjzpHARfZcuXlSQe_mb4EXdzgc63n_eDWS9Rn78jSTGgycvPfH0A7hfxBWg_cA2_0TaUV9_NA5gJGFRTf2HcIRLeoMv8zZ8/s1600/Stroke+Percentages+by+Race+2010.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="229" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZLVnFR2VQMOTaFb-cenq-m6-wnplhcvMivH4TLCduOyfatjzpHARfZcuXlSQe_mb4EXdzgc63n_eDWS9Rn78jSTGgycvPfH0A7hfxBWg_cA2_0TaUV9_NA5gJGFRTf2HcIRLeoMv8zZ8/s320/Stroke+Percentages+by+Race+2010.jpg" width="320" /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZLVnFR2VQMOTaFb-cenq-m6-wnplhcvMivH4TLCduOyfatjzpHARfZcuXlSQe_mb4EXdzgc63n_eDWS9Rn78jSTGgycvPfH0A7hfxBWg_cA2_0TaUV9_NA5gJGFRTf2HcIRLeoMv8zZ8/s1600/Stroke+Percentages+by+Race+2010.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><br /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZLVnFR2VQMOTaFb-cenq-m6-wnplhcvMivH4TLCduOyfatjzpHARfZcuXlSQe_mb4EXdzgc63n_eDWS9Rn78jSTGgycvPfH0A7hfxBWg_cA2_0TaUV9_NA5gJGFRTf2HcIRLeoMv8zZ8/s1600/Stroke+Percentages+by+Race+2010.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><br /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZLVnFR2VQMOTaFb-cenq-m6-wnplhcvMivH4TLCduOyfatjzpHARfZcuXlSQe_mb4EXdzgc63n_eDWS9Rn78jSTGgycvPfH0A7hfxBWg_cA2_0TaUV9_NA5gJGFRTf2HcIRLeoMv8zZ8/s1600/Stroke+Percentages+by+Race+2010.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><br /></a></div>
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<a href="http://minorityhealth.hhs.gov/templates/content.aspx?ID=3022">According to the Office of Minority Health at the Department of Health and Human Services</a>, African Americans are 60 percent more likely to have a stroke than their white counterparts. And African American men like Mr. Hicks are also 60 percent more likely to die from a stroke than are white men.</div>
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<b>But Allen Hicks’s death was especially tragic because the circumstances surrounding it eerily echo those surrounding the death of a young black woman named Anna Brown a year earlier and 1000 miles away.<o:p></o:p></b></div>
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Both died from blood clots. Mr. Hicks’ was in his brain; Ms. Brown’s was in her lungs. Both died young and left children behind. Both suffered from pain and paralysis before they died. And both deaths could have been prevented with prompt treatment.<o:p></o:p></div>
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But here’s what really ties these two tragedies tightly together. Both Allen Hicks and Anna Brown were taken to jail when they were taken ill, and both lay there without treatment while they suffered.<o:p></o:p></div>
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I wrote about Anna Brown’s horrifying death last year. You can read the full column <a href="http://pgionfriddo.blogspot.com/2012/04/anna-browns-death.html">here</a>, so I won’t rehash those details again.<o:p></o:p></div>
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<b>But Allen Hicks’ story is also worth telling, because, along with Anna Brown’s, it raises too many questions for us to ignore.<o:p></o:p></b></div>
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A headline in <a href="http://health.wusf.usf.edu/post/jailers-failed-help-stroke-victim">Health News Florida</a> directs you to the Tampa Bay Times for the details. <a href="http://www.tampabay.com/news/courts/civil/inmates-untreated-fatal-stroke-results-in-1-million-settlement-by/2130278">According to the Times</a>, when Allen Hicks suffered the stroke in May 2012 that led to his death he was driving along a highway. Despite experiencing sudden partial paralysis that caused him to swerve and hit a guard rail, he managed to avoid other vehicles and stop his car on the side of the road. While he waited, witnesses called 911.<o:p></o:p></div>
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The newspaper account noted the extent of his stroke at that time, when it reported that Hicks was “speaking incoherently and unable to move his left arm” when the officers arrived. And what was their response when faced with such classic symptoms of a stroke? In a scene absurdly reminiscent of the movie <i>Meet the Fockers</i>, “Hicks was arrested on a charge of obstructing a law enforcement officer when he did not respond to commands to exit his car.”<o:p></o:p></div>
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Then it got worse. His left side paralyzed, Hicks was brought to a jail, where he was apparently given no medical screening. He was placed face down on the floor of a cell. “From time to time his right limbs twitched,” the newspaper reported, as he apparently tried to crawl to help using the non-paralyzed side of his body.<o:p></o:p></div>
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He waited three hours for a medical evaluation. The conclusion? His stroke went unnoticed, but it was recommended that he receive a psychiatric evaluation.<o:p></o:p></div>
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Two hours later, he was transferred to another jail (this is how we often treat psychosis in America – jails are our de facto psychiatric holding facilities), but did not even receive his unnecessary psychiatric evaluation until noon the next day. He was found to be “delusional with a poor memory.”<o:p></o:p></div>
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<b>As the old saying goes, if all you have is a hammer, everything looks like a nail.<o:p></o:p></b></div>
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By then, he was past the time period during which “clot buster” drugs can save the brains of stroke victims, and so his brain was probably already permanently damaged. But his jailers did not notice this. He was not transported to Tampa General Hospital until twelve hours later, almost 36 hours after he suffered his stroke.<o:p></o:p></div>
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He held on for three months before he died.<o:p></o:p></div>
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The Hillsborough County Sheriff’s Office gave the following statement to the Tampa Bay Times: <span style="color: #181818;">"It is clear that mistakes were made by Hillsborough County Sheriff's Office employees and contracted medical staff employed by Armor Correctional Health Services."<o:p></o:p></span></div>
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<span style="color: #181818;">The two parties reportedly paid a million dollar settlement to the family. I doubt that this will make their pain go away.<o:p></o:p></span></div>
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<b><span style="color: #181818;"><br /></span></b></div>
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<b><span style="color: #181818;">Nor will it resolve all the troubling questions this story raises.<o:p></o:p></span></b></div>
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<span style="color: #181818;">How could first responders and jailers fail to recognize obvious symptoms of stroke?<o:p></o:p></span></div>
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<span style="color: #181818;">When did incoherent speech and paralysis become synonymous with mental illness?</span></div>
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<span style="color: #181818;">And – at a time when so many wonder if there is a different standard for whites and blacks – why were Anna Brown and Allen Hicks brought to jail in the first place?</span></div>
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<i style="background-color: white; color: #444444; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18px;"><span style="font-family: Arial, sans-serif; font-size: 10pt; line-height: 14px;">Paul Gionfriddo via email: gionfriddopaul@gmail.com. Twitter: @pgionfriddo. Facebook: www.facebook.com/paul.gionfriddo. LinkedIn: www.linkedin.com/in/paulgionfriddo/</span></i></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-57226194537830337052013-09-30T21:01:00.000-07:002013-10-19T08:55:13.048-07:00For the 37 Percent, Stigma Trumps Acceptance<div dir="ltr" style="text-align: left;" trbidi="on">
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In November, 2012, <a href="http://fox13now.com/2012/11/29/student-shoots-self-near-bennion-jr-high/">a fourteen-year-old Utah boy named David Q. Phan committed suicide by shooting himself on a pedestrian bridge</a> near his junior high school. It was reported that he had been the victim of bullying.<o:p></o:p></div>
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In June, 2013, the <a href="http://www.nytimes.com/2013/06/11/nyregion/in-hamptons-ethnicity-class-and-suicide-lead-school-to-reach-out.html?pagewanted=all&_r=0">New York Times published a story about three students who committed suicide at East Hampton High School</a> during the past three years. All three students were Hispanic.</div>
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Sam Harris, who is half-Native American and half-African American, has written<a href="http://promoteacceptance.samhsa.gov/publications/mystory/story_samharris.aspx">a first-person account of his own experience with mental illness that has been published on SAMHSA’s “Promote Acceptance” web site.</a> In his account, he reports that he lived for years with symptoms of mental illness without seeking help in part because he believed that he would be stigmatized by “going to the white man” for help.<o:p></o:p></div>
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And in <a href="http://articles.washingtonpost.com/2013-07-15/politics/40590092_1_zimmerman-trial-zimmerman-case-george-zimmerman">a case which has attracted recent national attention</a> in the aftermath of the Zimmerman verdict, 32-year-old Marissa Alexander – an African American and a past victim of domestic abuse – received a 20 year sentence in Florida after she fired a bullet in the direction of her estranged husband during a domestic altercation.<o:p></o:p></div>
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<b>These diverse individuals all have had something in common. <o:p></o:p></b></div>
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They all have lived in America. They all have been among the <a href="http://quickfacts.census.gov/qfd/states/00000.html">37 percent of Americans who are considered minorities.</a> And they all are or were among the 6 percent of Americans who have had a mental illness – such as PTSD, depression, or psychosis – which is considered to be serious. <o:p></o:p></div>
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They –and others like them – are the reason that July was designated National Minority Mental Health Awareness Month.<o:p></o:p></div>
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<b>Because while all forms of serious mental illness touch all races and ethnicities, all ages, and all socioeconomic groups, they do not touch them equally. <o:p></o:p></b></div>
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For example: <o:p></o:p></div>
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<li>Suicide is the second leading cause of death for Native Americans between the ages of 10 and 34.</li>
<li>Hispanics living below the poverty level are three times more likely to report experiencing psychological distress than are Hispanics living above 200 percent of the poverty level.</li>
<li>Up to 70 percent of Southeast Asian refugees receiving mental health care have been reported to have PTSD, and Asian American women have the highest suicide rate of women over the age of 65.</li>
<li>African Americans are 20 percent more likely to report having serious psychological distress than are white Americans.</li>
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<b>These are some of the realities Americans deal with every day, and <a href="http://minorityhealth.hhs.gov/templates/browse.aspx?lvl=3&lvlid=539">they have been a special focus of the Department of Health and Human Services’ Office of Minority Health</a></b>.</div>
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Serious mental illness is a threat to both life and liberty.<o:p></o:p></div>
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According to the Office of Minority Health, Black students are 30 percent more likely than white students to attempt suicide during high school. Hispanic students are 60 percent more likely than white students to attempt suicide. Asian American students are 70 percent more likely. And Native Americans are an astounding 140 percent more likely to attempt suicide.<o:p></o:p></div>
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And <a href="http://homeless.samhsa.gov/ResourceFiles/hrc_factsheet.pdf">SAMHSA has noted that over 26 percent of people who are chronically homeless have serious mental illnesses. SAMHSA also notes that our sheltered population is disproportionately minority</a> (only 42 percent of those sheltered are white) – and in some of our largest cities people of color comprise nearly the entire chronically homeless population.<o:p></o:p></div>
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Our jails and prisons have also become our de facto mental health facilities in recent times. And, according to <a href="http://www.americanprogress.org/issues/race/news/2012/03/13/11351/the-top-10-most-startling-facts-about-people-of-color-and-criminal-justice-in-the-united-states/">2012 data from the Center for American Progress, 60 percent of our prisoners are people of color</a>. Male prisoners are 2.5 times more likely to have serious mental illness than are people in the general population. Female prisoners are five times more likely!<o:p></o:p></div>
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<b>We can learn a great deal by understanding the realities of mental illnesses among minorities in America.<o:p></o:p></b></div>
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We can learn, as a matter of fact, that mental illness often seeks its victims from among those who least able to defend themselves. <o:p></o:p></div>
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We can observe, as a matter of perspective, that the stigma associated with mental illness is harder to overcome when it is coupled with de facto discrimination. <o:p></o:p></div>
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And we can remind ourselves, as a matter of public policy, that the experiences of white males in our society are clearly not representative of the experiences of everyone in our society.</div>
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This all hits especially close to home for me. My son is among the 37 percent, the 6 percent, those who have had suicidal ideation, those who have been imprisoned, and those who have been homeless. </div>
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<i style="background-color: white; color: #444444; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18px;"><span style="font-family: Arial, sans-serif; font-size: 10pt; line-height: 14px;">Paul Gionfriddo via email: gionfriddopaul@gmail.com. Twitter: @pgionfriddo. Facebook: www.facebook.com/paul.gionfriddo. LinkedIn: www.linkedin.com/in/paulgionfriddo/</span></i></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-90757320564426697682013-09-29T21:01:00.000-07:002013-10-19T08:54:48.935-07:00The Ten Best and Ten Worst States for Your Mental Health<div dir="ltr" style="text-align: left;" trbidi="on">
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Connecticut spends four times more per capita on state mental health services than Texas. In Florida, 25 percent fewer people report having mental illnesses than in Washington.<o:p></o:p></div>
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Across the nation, there are significant differences in the amounts states spend on mental health services. Connecticut spends $189 per capita, while Texas spends only $39.<o:p></o:p></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJ5Gy2MvII8xnsxIcVTUfdEkqZpWDz7SjInrnd_aeH_qh21kQY0l6HSt7AyzE1NV9S7n58TNP4Tk6h19jZHaJGnIEPfK5oK1E-VM0Qy9cW5Sjj-z9k3QOGhQPxWWPEQDLzYJdmGBL6R0s/s1600/State+Spending+per+Person+w+MI.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="230" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJ5Gy2MvII8xnsxIcVTUfdEkqZpWDz7SjInrnd_aeH_qh21kQY0l6HSt7AyzE1NV9S7n58TNP4Tk6h19jZHaJGnIEPfK5oK1E-VM0Qy9cW5Sjj-z9k3QOGhQPxWWPEQDLzYJdmGBL6R0s/s1600/State+Spending+per+Person+w+MI.jpg" width="320" /></a></div>
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But there are also significant differences in the reported prevalence of mental illnesses. For example, fewer than 18 percent of Floridians report having a mental illness during the past year, but in Washington almost 24 percent do.<o:p></o:p></div>
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<b>But what happens when you put spending and prevalence together? Some new rankings emerge that give you a measure of each state’s real commitment to protecting mental health – and treating mental illness – in their population. <o:p></o:p></b></div>
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This week, I have ranked all fifty states using both spending and prevalence data. <o:p></o:p></div>
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I have taken per capita mental health spending from <a href="http://kff.org/other/state-indicator/smha-expenditures-per-capita/">Kaiser Family Foundation’s State Health Facts</a> data, and prevalence data from <a href="http://samhsa.gov/data/NSDUH/2k11State/NSDUHsaeTOC2011.htm">SAMHSA’s Summary of the National Survey on Drug Use and Health (NSDUH)</a>. Both data sets are from the 2010-2011 time period.<o:p></o:p></div>
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It turns out that some states spend more than ten times as much as others on behalf of people with mental illness.<o:p></o:p></div>
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You can review the <a href="http://pgionfriddo.blogspot.com/p/state-rankings.html">full list of the states</a> along with the full set of the data I used <a href="http://pgionfriddo.blogspot.com/p/state-rankings.html">here</a>. <o:p></o:p></div>
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<b>But for now, if the commitment of state government is your measure, here are the ten best and ten worst states for your mental health.<o:p></o:p></b></div>
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<b>The Best:<o:p></o:p></b></div>
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1. Maine. Maine spends almost $1,900 per person with mental illness – 25 percent more than the next closest state. It is tops in spending per capita, and but also 7<sup>th</sup> best in percentage in percentage of people reporting mental illnesses.<o:p></o:p></div>
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2. Alaska. Alaska is middle-of-the-pack in prevalence, but it is second in spending per capita. The result? Alaska spends just under $1,500 per person with mental illness.<o:p></o:p></div>
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3. Pennsylvania. Pennsylvania is 3<sup>rd</sup> overall in spending, but only 16<sup>th</sup>best in prevalence. That still results in spending of over $1,400 per person with mental illness.<o:p></o:p></div>
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4. New York. New York is 4<sup>th</sup> in spending, and middle-of-the-pack in prevalence. It spends over $1,200 per person with mental illness.<o:p></o:p></div>
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5. Vermont. Like New York, Vermont is 23 places higher in spending than in prevalence.<o:p></o:p></div>
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6. New Jersey. New Jersey is 3<sup>rd</sup> best in prevalence, but still spends over $1,100 per person with mental illness.<o:p></o:p></div>
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7. Arizona. Arizona is only 36<sup>th</sup> best in prevalence, but it invests well in mental health services, spending $1,044 per person with mental illness.<o:p></o:p></div>
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8. Connecticut. Connecticut is one of eight states that spend at least $1,000 per person with mental illness. It pays off for a state that is tied with Georgia for 9<sup>th</sup> best in prevalence.<o:p></o:p></div>
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9. North Carolina. North Carolina’s high ranking is driven by a 4<sup>th</sup> best ranking in prevalence, and top twelve spending per capita.<o:p></o:p></div>
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10. Hawaii. Balance is the key to Hawaii’s ranking – 15<sup>th</sup> in prevalence and 10<sup>th</sup>in spending. <o:p></o:p></div>
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<b>And the worst:<o:p></o:p></b></div>
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41. South Carolina. South Carolina ranks 23<sup>rd</sup>best in prevalence, but is 43<sup>rd</sup> in spending.<o:p></o:p></div>
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42. Louisiana. Louisiana is 35<sup>th</sup> in prevalence, but it is not enough to nudge up its overall ranking.<o:p></o:p></div>
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43. Utah. Utah is 49<sup>th</sup> in reported prevalence of mental illness – a surprise for a state that regularly ranks near the top in other health categories. It spends only $263 per person with mental illness.<o:p></o:p></div>
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44. Kentucky. Kentucky is middle-of-the-pack in prevalence, but spends only $259 per person with mental illness.<o:p></o:p></div>
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45. Georgia. Georgia is tied with Connecticut for 9<sup>th</sup> best in prevalence, but it by spends only one-quarter as much per person with mental illness. <o:p></o:p></div>
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46. Oklahoma. Oklahoma earns its ranking by placing 40<sup>th</sup> in prevalence and 45<sup>th</sup> in spending.<o:p></o:p></div>
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47. Florida. Florida ranks second in prevalence, but only 48<sup>th</sup> position in spending per capita. As a result, it spends just $222 per person with mental illness.<o:p></o:p></div>
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48. Texas. Texas – which has the lowest prevalence of mental illness – still spends only $221 for each person with mental illness.<o:p></o:p></div>
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49. Arkansas. Arkansas is one of only two states spending less than $200 per person with mental illness. It is among the worst in both spending and prevalence.<o:p></o:p></div>
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50. Idaho. Idaho is far and away the worst state for your mental health. It is worst in reported prevalence and worst in reported spending. How bad is Idaho? At $143 per person, it spends less than one-tenth as much per person with mental illness as do Maine, Alaska, and Pennsylvania.<o:p></o:p></div>
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<i style="background-color: white; color: #444444; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18px;"><span style="font-family: Arial, sans-serif; font-size: 10pt; line-height: 14px;">Paul Gionfriddo via email: gionfriddopaul@gmail.com. Twitter: @pgionfriddo. Facebook: www.facebook.com/paul.gionfriddo. LinkedIn: www.linkedin.com/in/paulgionfriddo/</span></i></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-23932294885885395942013-09-13T09:08:00.001-07:002013-09-21T07:57:52.818-07:00Good Impression involving Islam about The european union<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9ZMGl0Z5kB7J_ehU3O0qBksmO8f1dbSM1LV9bELXahsdQhhp5gVxVZzucfzZ6xoQzvRO7LBGN5PQKUBJOJoRORxL4h-13AcLqz1czWAQgm0yxQ3xoaJHNQzzti2_nDJZffPMfaWMYGWkp/s1600/muhammad1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9ZMGl0Z5kB7J_ehU3O0qBksmO8f1dbSM1LV9bELXahsdQhhp5gVxVZzucfzZ6xoQzvRO7LBGN5PQKUBJOJoRORxL4h-13AcLqz1czWAQgm0yxQ3xoaJHNQzzti2_nDJZffPMfaWMYGWkp/s320/muhammad1.jpg" width="320" /></a></div>
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<a href="http://beatrizfcarvalho.blogspot.com/2013/09/good-impression-involving-islam-about.html" target="_blank">Ottoman Autorité </a>
started off beating The european union throughout fourteenth hundred years and
also fifteenth hundred years possessed almost all of Western The european union
underneath their empire. Though records involving Islam are actually identified
a good ahead of Ottoman Autorité nevertheless Islam excelled suitably any time
Ottoman Autorité overpowered The european union. Historians are generally on the
standpoint in which Islam put the muse of modern The european union plus its the
idea simple fact the actual. Record possesses found The european union prominent
the globe in past times decades by way of their expertise along with electrical
power when many of us analysis beginning technology involving arithmetic,
physics along with astronomy, of course; the many credit history travels to
Islamic substantive scientific research. Islamic mathematicians previously
worked in every single discipline involving arithmetic for instance Al-Jabir
launched algebra. Galileo along with Newton, the truly great professionals of
their time, would never are actually capable to come up with really fun concepts
involving arithmetic along with physics devoid of the standard along with
significant instruments designed by simply Islamic
professionals.<br />
<br />
Avenirse along with Aristotle put typically the company
involving common publishing along with scrolls throughout early The european
union but these cha?ne were being missing from the background were being
virtually ruined in the Black Era. ?t had been yet again Muslims who have
behaved for the reason that caretakers of people significant manuscripts along
with kept these people. Possibly several of that hard ended up being found
merely throughout Persia. Ibne-Rushd, lady, generally known as Averroes
throughout The european union, possessed a serious brand becasue of
this.<br />
<br />
American people are generally noted for their very own voyages
along with research but it really ended up being merely granted with the exact
road directions manufactured by typically the Islamic mapmakers. All these road
directions flat how intended for American people to learn brand-new planets
throughout minimum amount life cycle.<br />
<br />
<br />
This is only typically the very
small volume of charité manufactured by Islam for you to The european union
indirectly. As outlined by world-wide reports, there are actually with regards
to 53 , 000, 000 Muslims throughout The european union. Islam is one of the
speediest expanding certitude throughout The european union and all sorts of
over the world, there was place of new mosques through out The european union
and in many cases non-Muslims are generally traveling to all these mosques.
Raising involving conversion process for you to Islam hit from the modern times
specially soon after 9/11 strikes any time Muslims were being arrested of
computer. ?t had been some time any time non-Muslims specially Christian
believers were being far more serious to discover more about Islam, Qura'an plus
the coaching involving Holy Psychic (PBUH). Though Islam ended up being
manipulated to be the certitude involving extremism along with terrorism when
them examined Islam, their very own opinions altered and so they identified
Islam to be the finish codes|code calculatordecoder|free
codes|decoderdecoding|sstandards|regulations|unlock} involving lifestyle plus
the ideal certitude around the world. In order that they implemented the idea
soon after their very own substantial researches. Typically the Islamic
immigrants in the Islamic entire world for you to The european union lifestyle
right now there for years are generally obvious signs involving peace loving
Islamic traditions.<br />
<br />
Right now growing media, throughout The european
union specially, tells you a large amount in regards to the typically the
disrespect inclined to girls throughout Islam, but also in simple fact, it is
not real. Islam could be the merely certitude containing increased typically the
reputation of females from a on the terribly humiliated monster, throughout
European traditions, compared to that of any considerate currently being being
the owner of equivalent protection under the law for you to male. Within the
inappropriate ideological thought of baby marital life with the non-Muslims,
typically the Muslims are actually belittled with the european growing media but
also in simple fact you cannot find any thought of baby marital life throughout
Islam and the like happenings are generally simply tied to several outdated
customed tribes.<br />
<br />
Several historians get unveiled Islam to be the prior of
modern The european union we think that this is the way forward for typically
the American entire world at the same time.</div>
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You may visit<a href="http://www.cerita-islami.com/" target="_blank"> Cerita Islami</a> to get more information about islam.</div>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-80268468143391193862013-09-10T06:20:00.004-07:002013-09-10T06:21:45.771-07:00Affordable Organization Credit Possibilities On the web<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjbYpfq-QNL2eDbaATlIGo5bi9NYByjxl9o8Pwdf0_tE821KJWIzloRKZ3gFjnksFVmse9-tr6JkUbmoPasvyZRdyz48dNA0agSocEVP1SF74VslHDZlJPgPl1x5ZQZg-gsk3BMMUOudAPO/s1600/images+%286%29.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjbYpfq-QNL2eDbaATlIGo5bi9NYByjxl9o8Pwdf0_tE821KJWIzloRKZ3gFjnksFVmse9-tr6JkUbmoPasvyZRdyz48dNA0agSocEVP1SF74VslHDZlJPgPl1x5ZQZg-gsk3BMMUOudAPO/s1600/images+%286%29.jpg" /></a></div>
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<br />
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home|personal|real estate|non-public home|house|your private|your personal|your
building}.</div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-73528753182228523582013-09-01T07:21:00.003-07:002013-09-01T07:21:17.557-07:00Las vegas treasures throughout animation- a good start towards your specialized occupation<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjyJhHaALZqavIYfl2fWi8eolFpJ7M7FtSVy6oMMqMp9yveP_v_kzkKmuxVdOK63WMJWAJh6rX0_3RyeGZTHrPPHH0Uooj4cUQqFRTA0VJb8DyoXKsZI5b3HhlIGr0IAAUVp1tDZBGZIB7Q/s1600/images+%288%29.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjyJhHaALZqavIYfl2fWi8eolFpJ7M7FtSVy6oMMqMp9yveP_v_kzkKmuxVdOK63WMJWAJh6rX0_3RyeGZTHrPPHH0Uooj4cUQqFRTA0VJb8DyoXKsZI5b3HhlIGr0IAAUVp1tDZBGZIB7Q/s1600/images+%288%29.jpg" /></a></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-17004254941978700352013-08-25T17:29:00.001-07:002013-08-25T17:29:50.612-07:00Obamaca;s Silver Surprise<div dir="ltr" style="text-align: left;" trbidi="on">
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There was some surprisingly good news this month about the cost of insurance under Obamacare. It will be cheaper than expected. But it remains to be seen – will cheaper insurance satisfy Obamacare doubters on either the left or the right?<o:p></o:p></div>
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I doubt it, but first let’s take a look at the details.</div>
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A few months ago, the Wall Street Journal warned of health insurance sticker shock when the Obamacare insurance exchanges open for business in another ten weeks. </div>
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There could be an up-to-50 percent increase in health insurance premiums, the Journal warned.<o:p></o:p></div>
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But a report this month from the Department of Health and Human Services Office of the Assistant Secretary for Planning and Evaluation (ASPE) brought a surprise. <o:p></o:p></div>
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Based on data from the first eleven states reporting actual premium numbers, ASPE now says that insurance costs for Obamacare “silver” plans for individuals will be 18 percent lower than originally projected by CBO.<o:p></o:p></div>
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Premiums for the least expensive plans were averaging around $321 per month – before income-based tax credits were subtracted from those costs.<o:p></o:p></div>
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<b>And in five states plus the District of Columbia reporting small group plan numbers, insurance premiums for the all-important “second lowest cost” silver level plans will range from 6 percent to 36 percent less than they would have been if Obamacare were not the law of the land.<o:p></o:p></b></div>
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What makes a plan a “silver” plan?<o:p></o:p></div>
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Despite what you might assume from the headlines, plan categories are not based on insurance premiums. They are based on the percentage of the total cost of health care that the plan will pay for everyone in the plan, versus what the plan’s policyholders will pay out-of-pocket.<o:p></o:p></div>
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There are four categories of plans – bronze, silver, gold, and platinum. All plans will provide coverage for the same group of essential benefits. But bronze plans will cover 60 percent of the cost of these benefits, silver plans will cover 70 percent, gold plans will cover 80 percent, and platinum plans will cover 90 percent. Policyholders will pay the rest. <o:p></o:p></div>
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This does not mean that if you have a silver plan, at the end of the year you will have paid 30 percent of your total health care costs and your insurer will have paid 70 percent. <o:p></o:p></div>
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Those are just the averages, and everyone’s individual experience will vary from the average at least somewhat.<o:p></o:p></div>
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<b>There are two reasons that the cost of the silver plans will get so much attention.<o:p></o:p></b></div>
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The first is that, along with gold plans, they will be the most widely-available plans. The second is that the tax subsidies built into Obamacare are based on the projected cost of the second-lowest-cost silver plan. <o:p></o:p></div>
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But not all silver plans will be alike.<o:p></o:p></div>
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One silver plan, for example, may charge a higher premium than another silver plan. But that plan might cover 75 percent of hospital costs, while the other pays only 70 percent.<o:p></o:p></div>
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Other silver plans might be less expensive than some bronze plans – particularly if they provide less “first dollar” coverage for care – or more expensive than some bold plans.<o:p></o:p></div>
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<b>But while the premium costs of the silver plans may dominate the news and public policy analysis in the coming months, I don’t think that how good you feel about Obamacare is ultimately going to be based on the cost of a silver plan. <o:p></o:p></b></div>
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Here’s why.<o:p></o:p></div>
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Deductibles, co-pays, and uncovered health expenses also factor into how satisfied we are with our insurance.<o:p></o:p></div>
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If you believe that being expected to absorb, on average, 30 percent of your health care cost burden when you already have insurance is too big a price to pay, then you will not be happy with a silver plan. You will either hope you or your employer can afford to pay extra for a gold or platinum plan if one is available, or you will complain as much as you do today about your lousy coverage.<o:p></o:p></div>
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And you will dream again of government-sponsored health care for all.<o:p></o:p></div>
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Conversely, if you think that Obamacare goes too far in requiring insurers to cover at least 60 percent of the health care costs of the people they insure, then you may decline to participate in the system at all and pay the small fine.</div>
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And you will join Eric Cantor in the march to health policy irrelevancy by asking the U.S House to repeal Obamacare for a 40<sup>th</sup> time.</div>
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<o:p></o:p></div>
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<i style="background-color: white; color: #444444; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18px;"><span style="font-family: Arial, sans-serif; font-size: 10pt; line-height: 14px;">Paul Gionfriddo via email: gionfriddopaul@gmail.com. Twitter: @pgionfriddo. Facebook: www.facebook.com/paul.gionfriddo. LinkedIn: www.linkedin.com/in/paulgionfriddo/</span></i></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-21799360157108611362013-08-22T03:43:00.002-07:002013-08-22T03:43:30.134-07:00Obamacare Is Making Insurance Companies More Efficient<div dir="ltr" style="text-align: left;" trbidi="on">
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Obamacare may already be making private health insurers more efficient, according to a year-over-year comparison of data related to the biggest consumer protection in the law.<o:p></o:p></div>
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Last year, insurers had to rebate $1.1 billion to consumers because they failed to meet the minimum payout percentage required by the law. That was the first year the payout provision, or mandatory minimum loss ratio, was in effect.</div>
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<img border="0" height="227" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJEaapan9EaaHWNDKGOJqlVctG0D8XSmqp3fJbFHQv4ipkBfOw8Ly56XYXl6hDzOmIXQ6dNMJbHIMGyW2b1Y9-yPrMFWov2UgYoiu7dHU-QrtLgktnMWlQ2Gi_iqgTNIfx_SLKGq_pksQ/s320/ACA+Insurance+Rebates.jpg" width="320" /></div>
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This year, the federal government has announced that the rebate will be just half that – slightly more than $504 million.<o:p></o:p></div>
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And the number of consumers who receive a rebate will also be smaller. Last year, 12.7 million customers received rebates. This year, the number receiving rebates has dropped by one-third, to 8.5 million.<o:p></o:p></div>
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<b>Why are fewer and smaller rebates a good thing?</b><o:p></o:p></div>
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According to the Department of Health and Human Services, this is evidence that insurers are “spending more of their premium dollars directly toward patient care and quality, not red tape and bonuses.”<o:p></o:p></div>
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The loss ratio provision is sometimes described as the 80/20 rule. It states that, for every health insurance plan it offers, a private insurer must pay out at least 80 cents of every premium dollar on patient benefits, reserving only 20 cents for administrative costs and profits. (For some plans, the requirement is 85 cents.) Whenever it does not, it has to rebate its customers the difference.<o:p></o:p></div>
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The provision does not affect Medicare, because Medicare has significantly lower administrative costs than private insurers, and regularly pays out around 95 cents in care for every dollar it takes in.<o:p></o:p></div>
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Those who receive rebates may be happy, but it is better not to receive one. A rebate is a sign that your insurance company has not paid out enough in benefits to the people as a whole who are covered by your plan. This can happen to any insurer – especially when its customers have a healthier year than expected. But if you have received rebates for two years in a row, you might want to ask why, and consider whether another plan would be better for you.<o:p></o:p></div>
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HHS breaks the data down by state and by three categories. This year there were six states in which every plan met the standard in the individual insurance category, fifteen states in which every plan met the standard in the small group category, and ten states in which every plan met the standard in the large group category.<o:p></o:p></div>
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<b>In no state did every insurer meet the standard in all three categories, but there were six states in which insurers met the standard in at least two categories.</b> </div>
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In Vermont and Alabama, every small group and large group market insurer met the standard. In South Dakota, Rhode Island, Maine, and Hawaii, every individual and small group market insurer met the standard. Rhode Island probably edges out the other states as best overall – in the one category its insurers will pay some rebates, the average will be only $43 per policyholder.</div>
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For this year, every Connecticut insurer met the standard in the large group market, after at least some fell short in all three areas last year. And there was a big drop in the average rebate in the individual market, from $124 to $64. The small group market, though, saw an increase, from $162 to $357.<o:p></o:p></div>
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And even Floridians, with a weak state insurance regulator, have something to celebrate. The size of the average rebates went down in all three categories, from $240 to $164 in the individual market, from $190 to $94 in the small group market, and from $94 to $51 in the large group market.<o:p></o:p></div>
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<b>In general, the results for this year appear clearly more attributable to the work of the federal government than to the states. </b></div>
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In fact, last year, there were 37 total times across all fifty states when all the insurers in a given category met the standard. This year, that number went down to 31.<o:p></o:p></div>
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But the bottom line is unmistakable. On the whole, insurers are paying attention to this consumer protection, and working to meet this new standard. And this is something that would not be happening if it were not for Obamacare.</div>
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As HHS headlined in its release, consumers have saved a total of $3.4 billion upfront in their insurance premiums this year as a result of Obamacare, in addition to the $500 million in rebates. This may not be all we wanted. But it is a start.</div>
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<o:p></o:p></div>
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<br /></div>
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<i style="background-color: white; color: #444444; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18px;"><span style="font-family: Arial, sans-serif; font-size: 10pt; line-height: 14px;">Paul Gionfriddo via email: gionfriddopaul@gmail.com. Twitter: @pgionfriddo. Facebook: www.facebook.com/paul.gionfriddo. LinkedIn: www.linkedin.com/in/paulgionfriddo/</span></i><span style="background-color: white; color: #444444; font-family: Arial, sans-serif; font-size: 10pt; line-height: 14px;"> </span></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-23168895987144738492013-08-13T09:17:00.000-07:002013-08-13T09:18:49.014-07:00Six Reasons Why Health Reform Won't Be Repealed<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: Calibri;">Now that the election is over, those who voted for change because they wanted health reform repealed had better prepare for disappointment.<span style="mso-spacerun: yes;"> </span>Here are six reasons why it’s not going to happen, no matter what campaigning politicians may have said.</span></div>
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<span style="font-family: Calibri;">First, no politician is going to vote to reopen the Medicare donut hole again.<span style="mso-spacerun: yes;"> </span>The one millionth $250 rebate check was mailed out in August, and the 2 million plus who will eventually get them are not about to give them back.<span style="mso-spacerun: yes;"> </span></span></div>
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<span style="font-family: Calibri;">The donut hole will start closing in earnest in 2011, and the scores of people in every Congressional district who will benefit from lower out-of-pocket drug costs will remind members of Congress that they’re paying attention and they vote.<span style="mso-spacerun: yes;"> </span>No newly elected member of Congress is going to risk offending these voters right from the start.</span></div>
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<span style="font-family: Calibri;">Second, people don’t want insurance companies to be able to deny them coverage all over again for their pre-existing conditions when it took so long to win this battle legislatively.<span style="mso-spacerun: yes;"> </span></span></div>
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<span style="font-family: Calibri;">A huge percentage of Americans now has at least one chronic condition.<span style="mso-spacerun: yes;"> </span>The one in three who has hypertension, the one in ten who has diabetes, the one in ten who has cardiovascular disease, the one in seventeen who has a serious mental illness, and the one in thirty who has cancer simply don’t trust their insurance companies to insure them without a government mandate.<span style="mso-spacerun: yes;"> </span>It matters to them that reform gave them the right to coverage, and they will not be happy if their newly-elected representatives take it away again.</span></div>
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<span style="font-family: Calibri;">Third, people don’t want insurance companies to be able to cancel their coverage when they get sick or reach annual or lifetime caps.<span style="mso-spacerun: yes;"> </span>They hate it when insurance companies cancel their homeowners insurance after they file a couple of claims.<span style="mso-spacerun: yes;"> </span>How do you think they feel when it’s their health and well-being at stake?<span style="mso-spacerun: yes;"> </span>Does anyone really think politicians will wear pink and then vote against breast cancer patients? </span></div>
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<span style="font-family: Calibri;">Fourth, parents want their kids to be able to stay on their policies while they’re in their early and mid-20s. </span></div>
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<span style="font-family: Calibri;">Young people just starting out in entry level jobs with limited benefits can’t afford to buy health insurance on their own, and small employers also often can’t afford to provide it.<span style="mso-spacerun: yes;"> </span>Allowing young adults to stay on parents’ policies benefits both young people and small businesses.<span style="mso-spacerun: yes;"> </span>Politicians may be willing to risk a vote against one of these constituencies, but not both.<span style="mso-spacerun: yes;"> </span></span></div>
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<span style="font-family: Calibri;">Fifth, early retirees worry a lot about health insurance, and absent the opportunity to buy into Medicare love the provision that allows them to stay on their employers’ plans after they take their retirement.<span style="mso-spacerun: yes;"> </span>The average retirement age in the United States is now 62, and many Americans have five to ten years between retirement and the start of their Medicare benefits.<span style="mso-spacerun: yes;"> </span></span></div>
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<span style="font-family: Calibri;">Think these people don’t need their health insurance?<span style="mso-spacerun: yes;"> </span>Think again.<span style="mso-spacerun: yes;"> </span>Almost 3,000 employers applied to the government to offer reimbursed coverage to retirees as of the beginning of October, including large and small private employers, state and local governments, educational institutions, and nonprofits.<span style="mso-spacerun: yes;"> </span>Will members of Congress take on all these groups at once?</span></div>
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<span style="font-family: Calibri;">Sixth, people know premiums are already too high, and they’re not going to vote for someone who assures that they will go even higher.<span style="mso-spacerun: yes;"> </span>Remember, the savings associated with health reform were front-loaded.<span style="mso-spacerun: yes;"> </span></span></div>
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<span style="font-family: Calibri;">Repealing popular provisions of health reform will load significant costs onto health care in the short term, while reaping few benefits.<span style="mso-spacerun: yes;"> </span>Think it was tough running for re-election after voting for health reform in 2010? Imagine running for re-election in 2012 after taking away its benefits as health care costs and premiums rise out of control again for two more years.</span></div>
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<span style="font-family: Calibri;">People’s desire for decent, affordable health care didn’t disappear with this year’s elections.<span style="mso-spacerun: yes;"> </span>In fact, it’s just the opposite. <span style="mso-spacerun: yes;"> </span>If anything, they still think health care costs too much, and they expect more from their government, not less.<span style="mso-spacerun: yes;"> </span>Public officials who don’t care won’t last long in public office.<span style="mso-spacerun: yes;"> </span></span></div>
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<span style="font-family: Calibri;">So what might happen, as public officials scramble to figure out what to do next while under pressure from the right and the left to fix reform?<span style="mso-spacerun: yes;"> </span>I would guess that the so-called “individual mandate,” which assesses a higher income tax starting in 2014 on people who don’t buy insurance, will stand in as a surrogate for health reform, and some members of Congress will make a serious effort to target that one provision for repeal.<span style="mso-spacerun: yes;"> </span></span></div>
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<span style="font-family: Calibri;">Since this will affect no one between now and the 2012 election, it will be a safe debate for the new Congress to have, and give the appearance of doing something while accomplishing nothing and offending no one.<span style="mso-spacerun: yes;"> </span>Winning or losing won’t really matter, so it’ll be a perfect issue for an otherwise deadlocked Congress. </span></div>
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<span style="font-family: Calibri;">Source : </span><a href="http://pgionfriddo.blogspot.com/" rel="nofollow" style="text-align: left;" target="_blank">http://pgionfriddo.blogspot.com/</a></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-65265196337231517342013-08-10T00:45:00.000-07:002013-08-13T08:43:57.698-07:00No cost Smartphones Wall papers<div dir="ltr" style="text-align: left;" trbidi="on">
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-37854770122204201642013-08-08T09:19:00.000-07:002013-08-13T09:19:23.778-07:00How Eric Cantor is Missing It<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: Calibri;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Discussing health reform over the weekend, House Republican leader Eric Cantor told the New York Times that “</span><span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">it is my intention to begin repealing it piece by piece, blocking funding for its implementation and blocking the issuance of the regulations necessary to implement it.”</span></span></div>
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<b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;"><span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">Congressman Cantor’s Problem</span></span></i></b></div>
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<span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">To which “it” does Congressman Cantor refer?<span style="mso-spacerun: yes;"> </span>The “it” creating a new long term care insurance program so that elders will be able to fund nursing or home care as they age?<span style="mso-spacerun: yes;"> </span>Or the “it” creating a new catastrophic care insurance plan so that healthy young people will be able to afford some insurance coverage as they age out of their parents’ plans?<span style="mso-spacerun: yes;"> </span>Perhaps it’s the “it” that provides new grants to community health centers, or the “it” providing new training for primary care physicians to recognize and treat chronic conditions, or the “it” creating thousands of needed new jobs in the health care workforce.<span style="mso-spacerun: yes;"> </span></span></span></div>
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<span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">Congressman Cantor’s problem is that there isn’t an “it” to be repealed piece by piece.<span style="mso-spacerun: yes;"> </span></span></span></div>
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<span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">He seems to confuse the health legislation itself with its substantive parts, as if it were like one giant private corporation that could be cut up into its constituent parts and sold off piece by piece until nothing remained.<span style="mso-spacerun: yes;"> </span><b style="mso-bidi-font-weight: normal;">The substantive components of the health reform bill, however, are more like dozens of small businesses, each independent of the other and every one of them providing a product that meets a consumer demand.</b></span></span></div>
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<span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">Consider the real implications of Mr. Cantor’s position:</span></span></div>
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<div class="MsoListParagraphCxSpFirst" style="line-height: 17.6pt; margin: 0in 0in 12pt 0.5in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
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<span style="color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-family: "Times New Roman";"> </span></span></span><span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">Is he proposing to block the regulations that will reduce costs to the Medicare program over the next ten years, thereby raising the cost of federal government? <span style="mso-spacerun: yes;"> </span>That’s hardly fiscal conservatism; it sounds like wasteful spending to me.</span></span></div>
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<div class="MsoListParagraphCxSpMiddle" style="line-height: 17.6pt; margin: 0in 0in 12pt 0.5in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
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<span style="color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-family: "Times New Roman";"> </span></span></span><span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">Or is he proposing to block the funding that will reimburse state governments for new costs to their Medicaid programs, thereby pushing a new unfunded mandate onto the states?<span style="mso-spacerun: yes;"> </span></span></span></div>
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<div class="MsoListParagraphCxSpLast" style="line-height: 17.6pt; margin: 0in 0in 12pt 0.5in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
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<span style="color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-family: "Times New Roman";"> </span></span></span><span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">Or does he hope to delay implementation of the provisions of the legislation that will add 30 million people to the insurance rolls, and replace these provisions with the proposal he backed that would insure only a small fraction of them?</span></span></div>
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<b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;"><span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">Insured Consumers Pay for the Uninsured<span style="mso-spacerun: yes;"> </span></span></span></i></b></div>
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<span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">It’s most likely delay Mr. Cantor has in mind, but while it might be good politics to argue for “piece by piece” repeal as he had done, or “repeal and replace,” like his colleague, Rep. Paul Ryan, our health policy matters to us more than just as taxpayers or health care consumers.<span style="mso-spacerun: yes;"> </span>This is because everyone’s cost of care is connected to everyone else’s.<span style="mso-spacerun: yes;"> </span><b style="mso-bidi-font-weight: normal;">None of us sits on a health care island.</b><span style="mso-spacerun: yes;"> </span></span></span></div>
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<span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">One of the biggest hidden prices we pay each year is the portion of our health insurance premium that pays for people who have no insurance. <span style="mso-spacerun: yes;"> </span>Since someone has to pay for the care we all receive, it stands to reason that the smaller the number of people who are insured, the higher the costs will be for those of us who are – unless, of course, the government were to pay more than its fair share of health care costs.<span style="mso-spacerun: yes;"> </span>But it doesn’t.<span style="mso-spacerun: yes;"> </span></span></span></div>
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<span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">Historically, Medicare has paid less for the same health care than private insurers do, Medicaid has paid even less than Medicare, and uninsured “self-pays” pay the least.<span style="mso-spacerun: yes;"> </span>Who makes up the difference?<span style="mso-spacerun: yes;"> </span>We do, to the tune of over $1,000 per year in excess premium costs on our insurance.</span></span></div>
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<b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;"><span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">Protecting Deadbeats?</span></span></i></b></div>
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<span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">Governing by sound bite may strike a chord in the short term, but the fact is that when the guy next store who can afford health insurance decides not to buy it, those of us who do have it are the ones paying to help cover him.<span style="mso-spacerun: yes;"> </span></span></span></div>
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<span style="font-family: Calibri;"><b style="mso-bidi-font-weight: normal;"><span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">Remember this when you hear people talking about getting rid of the mandate, or covering fewer people.<span style="mso-spacerun: yes;"> </span>The bottom line is that they care more about the deadbeat than they do about you.</span></b><span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><span style="mso-spacerun: yes;"> </span>And to add insult to injury, the deadbeat probably doesn’t even vote, either.</span></span></div>
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<span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">So “it” isn’t as simple as Mr. Cantor’s chorus and Mr. Ryan’s refrain.<span style="mso-spacerun: yes;"> </span></span></span></div>
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<span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">We need more than this from our new Congressional leaders.<span style="mso-spacerun: yes;"> </span>We need them to remember that health care policy in this country has evolved considerably over the last hundred years, that we provide and pay for health care in a uniquely American way, and that <b style="mso-bidi-font-weight: normal;">what’s best in our system – the quality of our care – has come about because of partnerships between the public and private sectors, and not in spite of them</b>.<span style="mso-spacerun: yes;"> </span>There’s plenty of room for improvement, but only if they make a real effort.<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span></span></span></div>
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<span style="color: black; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;"><span style="mso-spacerun: yes;"> </span>Will they be up to the task?</span></span></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-15845516728547469102013-07-20T20:40:00.002-07:002013-07-20T20:40:18.307-07:00Manage Your On the web Opportunity<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYFP63_tqQnkz-0IeFoi_7EtIGCWuX57wu-YIGrOuFnL2hsMJGxxwz3jY43n-aWLPIG_OhEtec7XxArVw8a_tg3us00BBr4aq-NdSnzjdCkATM5drETYpDgcaZm6ASOgB4shfkLzRCYQx0/s1600/images+%284%29.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYFP63_tqQnkz-0IeFoi_7EtIGCWuX57wu-YIGrOuFnL2hsMJGxxwz3jY43n-aWLPIG_OhEtec7XxArVw8a_tg3us00BBr4aq-NdSnzjdCkATM5drETYpDgcaZm6ASOgB4shfkLzRCYQx0/s1600/images+%284%29.jpg" /></a></div>
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<br /><br /><a href="http://beatrizfcarvalho.blogspot.com/2013/07/manage-your-on-web-opportunity.html" target="_blank">Web based business keepers are often hoping</a> to get by themselves listened to; specially seeing that social websites
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really Interesting features of<br /><br />Study executed based upon data granted
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That they support suggests typically the poor along with good details. After
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-48934834187307685412013-07-16T22:44:00.002-07:002013-07-16T22:44:37.067-07:00The right way to Update Video tutorial by using Video tutorial Collector<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjaGkIVLaVal2UFUJ0hH9RJz7aSchHlY2c3zLACyF4UHkVTECvumNZTX_YWeEhyphenhyphenqhDzXPZ-7KoSoHjDhHQ3PX2LfwezHqgb7L1UcZF0-ewODHXe9ms656fB7hE23kWSlw7Ss8ItEe5j2LjO/s1600/images+(18).jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjaGkIVLaVal2UFUJ0hH9RJz7aSchHlY2c3zLACyF4UHkVTECvumNZTX_YWeEhyphenhyphenqhDzXPZ-7KoSoHjDhHQ3PX2LfwezHqgb7L1UcZF0-ewODHXe9ms656fB7hE23kWSlw7Ss8ItEe5j2LjO/s1600/images+(18).jpg" /></a></div>
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<a href="http://beatrizfcarvalho.blogspot.com/2013/07/the-right-way-to-update-video-tutorial.html" target="_blank">Video tutorial Collector</a> is usually a brand new made impressive
video tutorial touch-ups software package. It may possibly deliver most of video
tutorial touch-ups attributes just like minimize, toned, scalp, put, switch,
create exceptional consequence that will video tutorial, create disruption
consequence that will video lessons, establish trying to play swiftness and so
forth Moreover it will allow you to update audio recordings and pictures. About
it, building your office flick is definitely straightforward situation in the
future.</div>
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Video tutorial Collector is usually a impressive software with
regard to your individual individualized video tutorial by way of video tutorial
cutting down on, video tutorial showing, video tutorial consequence, video
tutorial functions or anything else</div>
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As the qualified video tutorial touch-ups
software package, iOrgsoft Video tutorial Collector can supply gives you vibrant
video tutorial touch-ups attributes that will update plus many information
without difficulty. Additionally , iOrgsoft Video tutorial Collector work
extremely well as the video tutorial ripper tools for converting among the
favorite video tutorial models</div>
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Step: Scan report Mouse click Create Report
control key listed or simply during next conclude of your primary report
catalog. The exact report people scan shall be handed out towards several
catalog: video tutorial, acoustic, word, plus photograph. You possibly can
overview the exact report in the perfect home window.</div>
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<a href="http://danteleni.blogspot.com/2013/07/the-best-way-to-alter-videos-having.html" target="_blank">Step two: Update Exhaust</a> the exact report you desire to update towards time period, mouse click
Location control key, can be done underneath touch-ups:</div>
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one Swiftness:
establish acoustic or simply video tutorial trying to play swiftness two .
Coloration: illumination, vividness, many other consequence just like Good old
flick, Grayscale, Flick wheat</div>
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Many other touch-ups:</div>
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Toned: Click on the
Scissors world famous or simply exhaust each teams of your video tutorial to
accomplish cutting down on.</div>
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Scalp: Click on the Scalp world famous that will
scalp video tutorial Switch plus other: mouse click several control key to
accomplish the position Acoustic pertaining to video tutorial: establish
acoustic consequence just like Mime, Lose color around plus lose color
outside</div>
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Step three: Disruption consequence To location consequence amongst
not one but two video lessons.</div>
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Exhaust not one but two video lessons that
will Video tutorial Your plus Video tutorial T, exhaust pre-set disruption
consequence towards Disruption. The exact applicable disruption consequence is
definitely the terme conseillé element of Video tutorial Your, T plus pre-set
disruption consequence. You possibly can lengthen the exact disruption
consequence play time by way of widening the exact disruption element.</div>
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Take
note of: Any disruption consequence persists 3 or more seco, the procedure on
top of can simply switch trying to play swiftness.</div>
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Step: Functions in
advance of productivity Overview the exact modified information Identity the
outcome report Establish productivity arrangement Establish productivity
avenue</div>
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Step five: Often times guidelines on top of are complete, mouse click
Help you save plus Report, it Collector could productivity modified video
lessons in the near future</div>
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If you want to know more about computer video, you can read more articles at <a href="http://computer-video.com/video/microsoft%20for%20video%20editing/" target="_blank"> microsoft for video editing</a></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-48296163998760686352013-07-15T08:26:00.000-07:002013-07-15T08:26:06.299-07:00Watch Movies<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgjgX_ErVkbw-DR51SRNiScuYTT59dSiQuHTFPrStepOBy1pQRJGfXmxXM7a_4XDjGwkgZLvLPFqho8afkoF9ObLp_XWWwICFU_KkU_ayLPZIigtfXsk4tCqRuqyczPoUPuhlWgZFEMuep3/s1600/images+%2815%29.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgjgX_ErVkbw-DR51SRNiScuYTT59dSiQuHTFPrStepOBy1pQRJGfXmxXM7a_4XDjGwkgZLvLPFqho8afkoF9ObLp_XWWwICFU_KkU_ayLPZIigtfXsk4tCqRuqyczPoUPuhlWgZFEMuep3/s1600/images+%2815%29.jpg" /></a></div>
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<br /><a href="http://beatrizfcarvalho.blogspot.com/2013/07/watch-movies.html" target="_blank">Do you wish to realize</a> just where as well as how to watch movies
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starting to become an important a part of our everyday lifestyles, it truly is
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When the newest introduced videos struck the particular theaters, many
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their finances. The values we all pay out to look at a fresh discharge smash
provides obtained too hot too fast. The particular The show biz industry motion
picture market is surely an huge enterprise as well as the video manufacturers
will be more as compared to ready to chance huge amount of money producing
videos since they understand that video fans just like people are going to pay
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the movie moguls have a very back-up program. It is possible to point out DVD
MOVIE?<br /><br />Videos site depending on our|healthcare professional|personal|my
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When all you have to to accomplish will be watch movies genuine speedy, it is
possible to -and as early as you are carried out enjoying the movie, you can
just power down your personal computer rather than bother about a lot of videos
and also data files sitting down on your desktop reducing the drive room.</div>
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If you need more comprehensive explanation about films you can go to<a href="http://free-putlocker.blogspot.com/2013/02/watch-hard-5-2013-good-day-to-die-hard.html" target="_blank">free download megavideo movie.</a></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-64052453309958168312013-07-02T18:27:00.002-07:002013-07-02T18:27:17.677-07:00WIRED rapid Finished Rounds Television system Revealed with Simply Uk<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg2spIWqVIfrSggY9BWQONnVHnn8WHvVtaD9LEUAIXZmQkebcfW0a0J2OqdMj-fJxQN3sdA1Lypyq4ycf8cli6NsCodGh9DlZQsb3UWX-wK0oA9UP_OVtey0O5RsHf-iNY9-biYtAG5ZWE/s225/6.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg2spIWqVIfrSggY9BWQONnVHnn8WHvVtaD9LEUAIXZmQkebcfW0a0J2OqdMj-fJxQN3sdA1Lypyq4ycf8cli6NsCodGh9DlZQsb3UWX-wK0oA9UP_OVtey0O5RsHf-iNY9-biYtAG5ZWE/s225/6.jpg" /></a></div>
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<br /><br />You
will discover handful of sites in this 'Big Brother' universe without
encountering <a href="http://beatrizfcarvalho.blogspot.com/2013/07/wired-rapid-finished-rounds-television.html" target="_blank">WIRED cams</a>. Completely as well as undesirable, they are really here
to stay. It is obvious that nanny in addition to overt WIRED cams have fun with
a role with lessening criminal in addition to maximizing safe practices although
do we have to have countless?<br /><br /><br /><br />Often the small respond to is
definitely 'NO' requires WIRED cams are used for criminal protection in addition
to prognosis. With regard to criminal protection as well as obstruction
valuation we might work with considerably more WIRED cams in a very really seen
means. Substantial reputation WIRED is often a precious security and safety
program. Much better protect reputation connected with WIRED (Closed Rounds
Television) cams deters lawbreaker pastime, although there is also a a number of
scientific disciplines in getting the location suitable. Almost any cowboy WIRED
installment agency can certainly punch right up a new ton connected with cams,
the primary casualty ensnared with video camera can be the
individual!<br /><br />Mainly because WIRED cams have gotten a role of the many
business small business managing in addition to decline protection packages it
is very important use a realistic idea of the needs you have rapid if not more
essentially, use the ability of an highly regarded BRITAIN WIRED
therapist.<br /><br />The main advantages of using a top quality WIRED process
include things like: Minimising the unfortunate risk thievery along with
illegitimate exercises. Defending your personal manufacturing unit by
provocations including arson, terrorism in addition to criminal behaviour. They
may not be just simply at this time there to get criminal protection in addition
to prognosis! Supervising unique staff members do the job effectiveness allows
strengthen small business, Improving upon support services by means of seeing
summit time periods in addition to preparation the staff rotas. By means of
seeing team pastime WIRED will assist with team schooling far too by means of
pinpointing parts which will have to have dealing..<br /><br />I'm crammed having
Operates connected with Parliament, Legal guidelines, Rules which often can get
hefty piquante upon us if we forget to retain these individuals. WIRED may help
by means of maximizing health and safety expectations in addition to making
certain staff members follow 100 % legal repayments. With countless conditions a
new elegant WIRED process may help getting into the effort of an larger
protecting workforce, so causing persons unengaged to take care of cases this
crop up in a very more cost-effective in addition to reasonably priced
approach.<br /><br />Lessening the volume of WIRED cams and therefore the fee can be
achieved by means of building a employment brief description for each and every
video camera. There is certainly considerably more with a WIRED video camera in
comparison with complies with along with, much will inside the len's themselves,
often the zoom capability capability in addition to manoeuvrability. The more
expensive isn't just the most beneficial, every genuine BRITAIN WIRED skilled
will confirm.<br /><br />Your personal WIRED video camera need to be healthy to get
reason therefore you ought to be incredibly highly accurate if assisting your
personal WIRED therapist. Permits have a look at Car Parks by way of example;
there could possibly be a variety of features that need to be witnessed; often
the entrance/exit and whole place, someone car or truck as well as a seal for
the drivers' experience and often the subscription variety.<br /><br />A different
case in point is often a retail price reverse; we should instead display the
connected with great deals to get equally security and safety in addition to
wellbeing along with safe practices. Estimating ones own levels is significant
consequently though yardage is really important we should instead purchase a
very close perspective of your hard-earned money staying changed … in addition
to not having troubling mating level of quality to get information.<br /><br />Some
cams will probably certainly ought to be seen in addition to can be a new
obstruction. Most of us also might wish substantial field of vision WIRED with
domes so nobody can find which will means they are really leading as well as we
might need to hook anyone inside action so we pick out nanny WIRED.<br /><br />I'm
not absolutely competent to watch a gathering instantly and wish produce
recordings to get in the future observing as well as to get information if
expected.<br /><br />Seeking for WIRED cams just isn't the one part, often the
watches usually are essential. We are going to consider the various types even
more decrease mainly because focussing for the ergonomics of an security and
safety management bedroom as well as officers rail station is significant
today.<br /><br />Just how many watches is one to unique perspective correctly the
next to get declare, an hour?. Will it be easier to have all some functions
performing from a single display? Is it possible the best possible yardage from
position connected with watches into the WIRED operators' view? rapid The way is
actually scored?. The time do we ought to hold recordings including what exactly
formatting?<br /><br />Videos recordings have already been useful in assisting
business employers in addition to police force distinguish scammers though
carrying out violations like; network . burglary, burglary, parking burglary,
credit card fraud, co-worker harassment, laptop or computer physical abuse,
purchaser comes back dupery, personnel thievery, shoplifting, criminal
behaviour, plus much more. Disguised . cams are usually a new quick evaluate to
get aimed cctv procedure in addition to consultant assistance by <a href="http://bebesaantiga.blogspot.com/2013/07/low-lux-instructions-sealed-outlet.html" target="_blank">BRITAIN WIRED</a>
Authorities really should be searched in addition to a comprehension with the
Records Safeguard Action is really important.<br /><br />When you hardly understand
one thing, i'm weak along with the WIRED marketplace isn't difference, requires
shopping for once the affair in addition to really impacted by just a preceding
unpleasant incident.<br /><br />Only some WIRED Instructors usually are vultures in
addition to rogues although acquiring a comprehension connected with features
including colouring in addition to monochrome video cameras, time frame joint
VCR's, terme conseillé in addition to multiplexes, far off mobility management,
cellular phone videos sign programs... plus much more rapid Look no further,
what follows is a very simple new ideas for WIRED. Decades intended as an
all-inclusive consumers information but will absolutely guide at the same
time.<br />Advertisings by means of Yahoo or google<br /><br />Mainly because WIRED
cams have gotten a role of the many business small business managing in addition
to decline protection packages it is very important use a realistic idea of the
needs you have rapid if not more essentially, use the ability of an highly
regarded BRITAIN WIRED therapist.<br /><br />The main advantages of using a top
quality WIRED process include things like: Minimising the unfortunate risk
thievery along with illegitimate exercises. Defending your personal
manufacturing unit by provocations including arson, terrorism in addition to
criminal behaviour. They may not be just simply at this time there to get
criminal protection in addition to prognosis! Supervising unique staff members
do the job effectiveness allows strengthen small business, Improving upon
support services by means of seeing summit time periods in addition to
preparation the staff rotas. By means of seeing team pastime WIRED will assist
with team schooling far too by means of pinpointing parts which will have to
have dealing..<br /><br />I'm crammed having Operates connected with Parliament,
Legal guidelines, Rules which brings hefty piquante upon us if we forget to
retain these individuals. WIRED may help by means of maximizing health and
safety expectations in addition to making certain staff members follow 100 %
legal repayments. With countless conditions a new elegant WIRED process may help
getting into the effort of an larger protecting workforce, so causing persons
unengaged to take care of cases this crop up in a very more cost-effective in
addition to reasonably priced approach.<br /><br />Selecting the right WIRED process
in addition to acquiring the item by professionals fitted is really important
rapid it will probably explain remarkable benefits all of which will finally
conserve your time and money. Bear in mind professional WIRED programs have a
tendency also come in ready-made equipment, consequently each one ingredient is
usually given for your wants. Below examine most of people objects.<br /><br />WIRED
pics usually are exhibited with watches. Modest computer watches, slab set up
security and safety watches as well as substantial holding multiscreen watches,
many people show the end product on your process rapid dwell in addition to
registered pics. Monochrome, colouring as well as hi-d colouring, watches can be
bought in numerous shapes. Truth be told00, more substantial watches will not
indicate a new bigger graphic, many people just present with more substantial
codecs. With finding display measurement, the position by customer to help tv
screen will probably state hidden display measurement. Wedding celebration
agents in addition to display could possibly be fitted with 9" as well as 12"
watches, when a new divider as well as upper limit fastened display featuring a
new multiscreen present will likely need to possibly be really substantial. A
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it has the setting.<br /><br />Going (pan/tilt) cams might take the location of the
many permanent cams. Commonly fitted with a new zoom lens, they are often
wirelessly operated to pay a large place. Made use of predominantly with more
substantial retail price in addition to professional circumference safeguard,
the main advantages of a new properly inserted video camera usually are large.
Typically encased with a ceiling, these kind of cams can certainly rotate around
in addition to around to every situation speedier in comparison with almost any
matter staying read, in addition to zoom capability a number of a new close-up
graphic. They are often 'taught' to help 'tour your personal manufacturing unit,
observing major parts a great deal more correctly.<br /><br />Medium sized Solution
Monochrome, ( black color along with light ) having excellent distinct
photographs connected with all around 300 wrinkles and lightweight vulnerable up
to 0. just one lux these are definitely great all-round cams which often can
simply connect with small funds.<br /><br />Hi-res Monochrome having insurance
digital technology effectiveness connected with 580 brand in addition to 0. 05
lux assure exceptional pics within incredibly dimly lit light ailments. Medium
sized Solution Colouring: Never prior include colouring cams been recently as
easy to steer as well as seeing that acquireable to help small funds programs.
Great to get retail price in addition to high class typical cctv, having regular
350 wrinkles in addition to 1 . 5 various lux effectiveness.<br /><br />Hi-res
Colouring: Whole digital camera colouring cams give insurance pics having
crisper explanation in addition to great effectiveness to help 480 wrinkles in
addition to just one lux.<br /><br />Day/Night Cams: All the time or any nights
rapid just one video camera. While using the hottest digital camera sensible
sensing, these kind of cams deliver the whole effectiveness with the
high-resolution colouring cams by means of morning, in that case easily goes to
help high-resolution monochrome video camera if light source degrees
autumn.<br /><br />To get insurance set up.<br /><br />What on earth is lux?<br /><br />Lux
is a typical description of light. Regular improved light seeing that proposed
by light marketplace usually are:<br /><br />Indoors<br /><br />Facilities 20- 70 lux
rapid<br /><br />Urgent a stairway 30-75 lux rapid<br /><br />Galerie in addition to a
stairway 75- 250 lux rapid<br /><br />Merchants 75-300 lux rapid<br /><br />Locations in
addition to wedding celebration parts 500 -500 lux rapid<br /><br />Finance
institutions in addition to locations 200-1000 lux rapid<br /><br />Putting your
unit together wrinkles 300-1000 lux<br /><br />Outside the house<br /><br />Whole
natural light 12, 000-1, 000, 000 lux rapid<br /><br />Overcast morning 100-10, 000
lux rapid<br /><br />The twilight series 1-10 lux<br /><br />Whole phase of the moon 0.
1-1 lux rapid<br /><br />Overcast nights 0. 01-0. just one lux rapid<br /><br />Movie
star light source, apparent 0. 001-0. 01 lux rapid<br /><br />Movie star light
source, overcast 0. 0001-0. 001 lux</div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-3384096443481053612013-07-02T04:01:00.004-07:002013-07-02T04:01:40.247-07:00A look at Sauna Services Products<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEitOS8rihwWT8mRzLH4X5TIw7-TYPt_wRLCIGABq0kdeKIk4iXSs8YHv7nWNUHm9O3cbTZNiRZYiWJNiy3rb83ymxs4yWyjAMl9p4rpganvnggW-cYtMQr95K2OjYjF_MD1RSGmy2HrqWc/s363/11.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="122" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEitOS8rihwWT8mRzLH4X5TIw7-TYPt_wRLCIGABq0kdeKIk4iXSs8YHv7nWNUHm9O3cbTZNiRZYiWJNiy3rb83ymxs4yWyjAMl9p4rpganvnggW-cYtMQr95K2OjYjF_MD1RSGmy2HrqWc/s320/11.jpg" width="320" /></a></div>
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<br />Most people simply cannot stress and
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<div style="text-align: justify;">
<br />The exact sauna internet business is usually a blossoming field.
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-7896718551002896212013-05-03T23:44:00.001-07:002013-05-03T23:44:28.495-07:00Cyberparenting and therefore the Risk of T.M.I.<div dir="ltr" style="text-align: left;" trbidi="on">
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It may be a unchanged curse of adulthood to understand at the same time an excessive amount of regarding one’s juvenile and nonetheless ne'er access the data one really desires. however the unruly peat bog of today’s social media and cellphone-infested landscape appears to own created each aspects of the curse worse.</div>
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Nowadays, if you're the <a href="http://beatrizfcarvalho.blogspot.com/2013/05/cyberparenting-and-therefore-risk-of-tmi.html" target="_blank">parent</a> of a 14-year-old, you'll be able to see him imbibe brewage, contemplate a woman World Health Organization squeezes her bosom in each “selfie” she posts on Instagram, and describe a fellow ninth critic in language saltier than any you ever used at that age.</div>
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Of course, your oldsters ne'er even detected you swear. that they had no plan wherever you went once you slammed the outside door behind you. They couldn’t begin to fathom what you were extremely up to on a Saturday night.</div>
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Today, oldsters ar only one click away: buddied abreast of Facebook, work on to Tumblr, peering over cryptic text messages and attempting to induce a glimpse of Snapchat pictures before they dissolve into the ether.</div>
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Parents World Health Organization wouldn’t be caught dead reading their teen daughter’s diary ar stuck in a very bind. World Health Organization extremely desires to be aware of all this? Tibeto-Burman Sanders, a 49-year-old mother of 2 in Scarsdale, N.Y., finds herself reading comments created on her 15-year-old daughter’s page. “She’ll post one thing regarding somebody else, and that i notice myself stalking her friends — not even mine! By then, even I’m creeped out — on my own.”</div>
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Sandra Tsing Loh, 51, a writer, radio temperament and therefore the mother of 2 tween daughters within the l. a. space, said: “All the boundaries have counteracted. Facebook is consistently causation alerts of what they’re up to: feeling and commenting and posting and sharing, like squirrels pecking away. however once their mothers ar reading, it’s method an excessive amount of data.”</div>
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For many adults, the net poses a colossal array of potential privacy infringements, not all of that ar promptly outlined or understood. except for teenagers the threat is clear: huge Mother.</div>
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And Big Father. The author Dan Savage refers thereto as “the burden of knowing.” He and his husband ar what he calls “very heavy monitors”(“kind of the fascist parents”) of their 15-year-old son. “Children leave a digital path, and you're feeling sort of a negligent parent if you’re not observance,” Mr. Savage same. “What we’re attempting to balance isn't apprehending everything we will know, that is everything, and giving our son some leeway to create mistakes while not dying within the method. It’s ugly.”</div>
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Yes, we all know up to date oldsters ar hyperinvolved in their <a href="http://beatrizfcarvalho.blogspot.com/2013/05/cyberparenting-and-therefore-risk-of-tmi.html" target="_blank">children’s lives</a>. however the term “helicopter parent,” with its minatory tones of parental state, has nothing on the intimate reach of the cyberparent. A eggbeater hovers on top of, at a secure distance, with countless insulating air between. Cyberparents, on the opposite hand, ar squished right up next to their offspring.</div>
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Some oldsters use the “fly on the wall” approach, observance often or checking in sporadically, while not comment either on-line or off. Others like the “pick your battles” technique, reserving action for moments once a sister says, “Hmm, I saw that image your female offspring posted” or AN foolish slang phrase is flung on-line in AN chancy manner. Then there ar the polar extreme techniques of “head within the sand” and “not till you’re eighteen.”</div>
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Schools across the country perpetually run workshops, typically with a variety of views, to assist sprawling oldsters. A growing variety of firms have additionally popped up to help oldsters in navigating the landscape, whether or not it's supervision their children’s on-line behavior or maximising their privacy settings. the house page of 1 of those “parental intelligence” corporations, uKnow.com, states its role as: “Helping momma and pop perceive their child’s use of technology, and shield their safety, privacy and name.”</div>
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Such programs aren't regarding digital spying, same Tim Woda, a founding father of uKnow.com and its senior vice chairman for strategic growth. “That would simply teach kids that being sneaky and underhanded is O.K. as long as it’s for an honest reason,” he said.</div>
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Instead, kids see the app put in on their devices, that helps them self-censor. “Our customers simply need to grasp what’s happening in their kids’ world,” he said, “and such a lot of it's on-line that unless they get within, they’re within the dark.” </div>
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A majority of oldsters of teenagers have a minimum of tried to take care of a point of management. in step with a 2012 study of 802 oldsters of teenagers by the bench net Project, fifty nine p.c of oldsters of teenagers on social-networking sites have talked to their kid as a result of they were involved regarding one thing announce to their profile or account, and forty two p.c have probe for their child’s name on-line to envision what data is out there.</div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-11129676759792382492013-05-03T23:33:00.001-07:002013-05-03T23:33:48.429-07:00Small corporations and also the reasonable Care Act<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKZ7JTerdGvSP1L150MaEET50pmYLAyUqL1JvxhLiPd1HOte5FfoUds7sD0Ia88NufeOt_lW-SsA5GXJ3Cp6AtiNN8cD_6Ee895yt61bdySRX1Uh1dTzbaGdr06-10fVduNoHZG-q_9ySc/s1600/download+(3).jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Small corporations and also the reasonable Care Act" border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKZ7JTerdGvSP1L150MaEET50pmYLAyUqL1JvxhLiPd1HOte5FfoUds7sD0Ia88NufeOt_lW-SsA5GXJ3Cp6AtiNN8cD_6Ee895yt61bdySRX1Uh1dTzbaGdr06-10fVduNoHZG-q_9ySc/s1600/download+(3).jpg" title="Small corporations and also the reasonable Care Act" /></a></div>
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Beginning next year, the reasonable <a href="http://beatrizfcarvalho.blogspot.com/2013/05/small-corporations-and-also-reasonable.html" target="_blank">Care Act</a> can punish employers that fail to supply insurance to their staff. as a result of little employers area unit particularly unlikely to supply insurance (see Table three during this paper from the law-makers Budget Office), and enormous businesses area unit probably to avoid the penalties as a result of they already supply insurance, the penalties look like Associate in Nursing attack on little business.</div>
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But the reasonable Care Act at the same time rewards staff at little corporations by heavily subsidizing their purchases of insurance on the exchanges created by the law. as a result of staff cannot take the subsidies with them if they switch to an outsized company giving insurance, the subsidies area unit, in effect, subsidies to the little businesses themselves, serving to them contend additional cheaply within the marketplace for staff.</div>
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Employees at the littlest corporations, with fewer than fifty staff, area unit eligible to receive the subsidies, even supposing their employers area unit exempt from the penalties.</div>
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Indeed, some medium-size businesses that presently supply insurance say they realize the smaller company “penalty and subsidy” combination engaging and commit to drop their insurance plans so as to partake in it, too, even supposing their participation can entail a penalty.</div>
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The reasonable Care Act conjointly created tax credits for tiny business that area unit already out there. These credits maybe have too several strings hooked up to be engaging to employers, as a result of solely 770,000 staff (in Associate in Nursing economy with over one hundred thirty million) worked for employers claiming the credit in 2010 (see Page nine of this report from the govt. answerability Office). The reasonable Care Act conjointly secure to supply small-business staff a selection of health plans, however implementation of that arrange has been pushed back till 2015.</div>
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Many little businesses aren't pretty much as good with paperwork and bureaucratic procedure as massive businesses area unit – that’s one reason they didn't supply insurance within the 1st place. the worker subsidies coming back on-line next year area unit pretty sophisticated, as proved by the 21-page application that has got to be completed by every worker, and also the indisputable fact that anybody year’s grant has got to be calculable supported historical worker information, advanced from the interior Revenue Service to the nondepository financial institution, and so later reconciled once the employee’s family financial gain for the year may be absolutely documented.</div>
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I suspect that enormous businesses can have human resource personnel dedicated to serving to company staff complete the applying and procure and accurately reconcile the grant to that they're entitled. staff at smaller business could have to be compelled to reason themselves.</div>
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We even have to recollect that companies contend for patrons and for workers. A business that experiences a bit direct damage from the act could profit on the total as a result of competitors area unit injured additional. this can be very true thanks to the serious penalty the law puts on businesses that expand from forty nine to fifty employees: that one rent can value the leader $40,000 annually in penalties, on high of that employee’s usual remuneration and edges.</div>
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Thus,<a href="http://beatrizfcarvalho.blogspot.com/2013/05/small-corporations-and-also-reasonable.html" target="_blank"> the sort of company</a> that will profit the foremost from the law isn't essentially massive or little however an organization with little competitors that are probing for opportunities to expand their market share, and within the method bring the quantity of their staff to over forty nine.</div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-7958407874777647101.post-9493035764484953862013-05-03T23:27:00.000-07:002013-05-03T23:27:00.331-07:00Fit For Life: A Healthy life-style - begin Walking<div dir="ltr" style="text-align: left;" trbidi="on">
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More than five hundredth of all Americans area unit overweight or weighty. These area unit conditions that contribute to the risks of chronic health conditions. These conditions embody high pressure, polygenic disease and coronary heart condition. America's increasing lack of <a href="http://beatrizfcarvalho.blogspot.com/2013/05/fit-for-life-healthy-life-style-begin.html" target="_blank">physical activity</a> has helped create this downside a weighty issue.</div>
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There is excellent news. you'll begin to try and do one thing to place physical activity into your day. It will begin with one thing as straightforward as a walk round the block.</div>
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If you're probing for the gold normal of exercises walking is it. It uses nearly two hundred muscles, it is safe, cheap and it's a fun activity that almost anyone will do.</div>
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The benefits of walking include:</div>
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* Helps you change state and keep the load off</div>
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* will increase your energy state</div>
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* it's an excellent time to be with a companion or to be alone - your alternative</div>
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* scale back your level of stress</div>
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* will increase your cardio fitness</div>
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* permits you to keep up your current weight</div>
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* Reduces your risk of developing serious health issues</div>
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* permits you the chance to attain a additional quiet sleep</div>
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* Tones your muscles</div>
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* causes you to feel great!</div>
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Tips to urge Started</div>
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Going from doing nothing to beginning a walking regime will feel overwhelming. It doesn't have to be compelled to be thus if you begin with some straightforward techniques. whereas they will seem basic bear in mind that the majority of us merely don't participate in any of the subsequent suggestions.</div>
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When safe and on the market use the steps versus the elevator or escalator. Walking and support climb, an amazing combination.</div>
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Take a walk throughout your lunch hour.</div>
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Make your dog happy - take Fido for a walk. No dog? Walk the neighbors dog. you will each profit.</div>
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Don't grab the most effective area within the parking zone, grab the one farthest from the door then walk. A facet advantage of this strategy is a smaller amount door dings as you may possible have many area to park!</div>
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Incorporate a walk into a business discussion. contemporary air could inspire contemporary ideas.</div>
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March round the area whereas on the phone, or a least pace.</div>
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Walk in place whereas you're observance TV.</div>
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Eat a healthy dinner so skip the couch. Head out the door for a walk.</div>
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Are you a bus or subway commuter? Get off one stop early and walk the remainder of the method.</div>
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<a href="http://beatrizfcarvalho.blogspot.com/2013/05/fit-for-life-healthy-life-style-begin.html" target="_blank">Great family activity</a>: arrange a hike or physical outside games along with your family.</div>
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Walk to refer to colleagues within the workplace versus vocation or email.</div>
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So arrange a walking schedule that features 30-60 minutes of movement per day to attain health advantages. Set goals, write those goals down and obtain moving. begin walking slowly with a 3-5 minute tune-up so build speed and distance as you are feeling easier. finish every walking session with a 2-3 minute cool-down of slow walking. This relax permits for your pulse and pressure to step by step come back to traditional. when your walk may be a nice time to try and do some light-weight stretching.</div>
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Always confer with your doctor before any new physical activity program.</div>
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Get moving America - there is not any higher day to begin than today!</div>
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Unknownnoreply@blogger.com0